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No Medical Exam
If you have had problems qualifying for life insurance, we can help you with one of our Alabama guaranteed issue life insurance policies. As independent agents, we represent the top Alabama guaranteed issue life insurance companies.
No exam is required when applying for Alabama guaranteed issue life insurance. Generally, being able to answer "no" to a few simple questions ( see example questions ) will qualify you for Alabama guaranteed issue life insurance.
If you can't even answer no to those questions, we have a Alabama guaranteed issue life insurance plan that has no medical questions whatsoever. Issues ages may vary by state.
Request a Alabama Guaranteed Issue Life Insurance Quote.
Alabama guaranteed issue life insurance provides a graded benefit. That is, the full death benefit amount of the policy will be paid to the beneficiary after a specified period of time from the issue date of the policy. If death occurs prior to the end of that period of time ( usually two or three years ), the beneficiary receives a return of paid premiums plus interest. Once that period of time has passed, the full death benefit amount is paid to the beneficiary upon the death of the insured.
We represent several carriers that offer Alabama guaranteed issue life insurance. Maximum death benefits of $10,000 to $50,000 are available, depending upon the company. We can occasionally obtain higher limits for our clients.
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