Fully Underwritten Term
Life Insurance
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For a temporary need or for a temporary low cost, large face amount of insurance, you can compare cheap term life insurance quotes for all the top companies. If you don't qualify for Instant Term Life Insurance, we can probably still find you regular term life insurance coverage here. Most companies can take 2 to 3 months to issue your policy.
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Instant
Term Life Insurance
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Get immediate issue of 3 months
of instant term life insurance coverage online. From $100,000 to $1,000,000
of coverage. You then are issued full-term 10- or 20-year coverage
with level guaranteed premiums following underwriting validation.
See the Advantages.
American Life Insurance Company of New York offers this cutting-edge policy. You receive
immediate coverage for at least 3 months the minute you
complete the application and pay online. It takes only 15 minutes. Review
a Summary.
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Guaranteed
Issue Life Insurance
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Persons who are uninsurable, but need or want life insurance, are able to purchase up to $25,000 of guaranteed life insurance without medical exams. Premiums are higher than standard rates, but protection is available and policies build cash value. Review the details of guaranteed issue life insurance or Request guaranteed issue life insurance quotes.
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Whole Life Insurance
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Whole life insurance provides a guaranteed cash value and non-guaranteed dividends. Premiums and benefit amount are fixed. Whole life is a moderately conservative approach to life insurance. Request whole life insurance quotes.
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Universal Life Insurance
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Universal life insurance credits a current interest rate to the cash value while also providing a minimum guaranteed rate. Universal life insurance offers great flexibility in the amount you wish to pay each month and the amount of protection you desire, both of which may be changed by the policyholder during the years within certain guidelines while in force. Request universal life insurance quotes.
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Joint Survivorship Life Insurance
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| Joint life insurance and joint survivorship life policies are used for estate planning. These policies can be utilized quite creatively in estate planning. Request joint survivorship quotes. |
Simplified Issue Life Insurance
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| Persons who may have moderate health problems, but need or want life insurance, are able to purchase up to $50,000 of simplified issue life insurance with a few liberal medical questions. Review the details of simplified issue life insurance or request simplified issue life insurance quotes. |
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