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What would you do if you couldn't work for 6 months, a year, 5 years? Disability insurance, or disability income insurance, protects you in case of loss of income due to your inability to work.
Request a Disability Insurance Quote
If you had a printing press in your basement that printed money everyday, you would most likely buy as much insurance as you can on that machine in case it breaks down. Well, you are that machine "printing" or earning money for you and your family everyday you are able to work. To protect that machine - you - in case of breakdown, you need disability insurance.
43% of people age 40 will have a longterm diability event before age 65.* Purchasing disability insurance is simply playing the odds that strongly suggest you will need disability insurance coverage at some point in your life.
Keep in mind that social security disability benefits are limited and that the majority of claims are declined. Think disability insurance. Workers Compensation only kicks in if you are hurt on the job. Your chances of injury when you are play weekend sports are higher than your chances of a job-related injury. Think disability insurance.
The list of possible causes for disability range from weekend skiing accidents to severe illnesses such as stroke or heart attack. Disability insurance can pay day-to-day expenses such as mortgages, utilities, car loans, credit card debt...all of which can eventually force the liquidation of savings and retirement accounts.
Inportant Notice: People who have diabetes, depression, multiple sclerosis or one of many other pre-existing conditions and are working full time may be considered for a graded benefit disability income plan. This is great news for thousands of working folks.
Download Graded Benefit Disability Insurance Brochure
Download Personal Disability Insurance Brochure
Request a Disability Insurance Quote
* Source: The JHA Disability Fact Book, 2003/2004 Edition.
Note: Disability insurance plans are not available in all states.
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will be processed and/or referred to a licensed agent in your state.
Licensed for disability insurance in:
Ohio License #104233, California License #0C94325, Florida License #D072714
Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin |
