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Do I need Child Life Insurance?In certain circumstances, it may be advisable to purchase life insurance on children. A parent or a grandparent may wish to purchase permanent policy so that the child starts out its adult life with low, guaranteed premium. However, such purchases should not be made in lieu of purchasing appropriate amounts of life insurance on the family breadwinner(s). It is of utmost importance that the income earning capacity of the primary breadwinner be fully protected. Only when this goal is met and the parents have discretionary income to spare should they contemplate the purchase of life insurance on children.
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will be processed and/or referred to a licensed agent in your state. Stephen Jarvis is licensed to sell life insurance and health insurance in the following states: California License #0C94325, Florida License #D072714 Alabama, Arizona, Colorado, Georgia, Iowa, Illinois, Indiana, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, North Carolina, South Carolina, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin |
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