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Affordable final expense insurance is permanent insurance coverage that you purchase to pay for the various costs associated with a your death. Most final expense insurance policies are available in face amounts of $2,500 to $50,000, depending upon your age at application.
Premiums are level and the policies usually accumulate cash value. Thus, each insured is able to tailor a final expense insurance policy to meet his or her needs. In some cases, though, final expense insurance is available in higher face amounts.
A death benefit is payable upon the insured's death. This form of life insurance protects your loved ones, while providing for final expenses.
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Generally, people do not wish to think about funeral costs until a loved one has passed on. Good financial planning includes reviewing these costs and covering them with final expense insurance.
The average cost of a funeral can be between $7,000 and $10,000 dollars. In fact, many "average" funerals exceed these figures by several thousand dollars. In addition to final expense insurance, there can be additional expenses associated with the cost of dying. Following are some of the more common expenses.
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Final Expense Insurance Can Pay These Expenses
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- Professional Service Charges
- Embalming
- Other Preparations (Cosmetology...)
- Funeral Service
- Visitation and Viewing
- Hearse
- Transfer of Remains
- Vault
- Casket
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- Grave Marker of Monument
- Cemetery Plot
- Cemetery Fees
- Acknowledgement Cards
- Flowers
- Probate/legal fees
- Doctor Bills
- Debts
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Quote & Purchase Final Expense Insurance Now
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Licensed for low cost low cost final expense insurance in:
Florida License #D072714, Ohio License #104233, California License #0C94325
Licensed agents in:
Illinois, Indiana, Idaho, Iowa, Kansas, Kentucky, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, D.C., Florida, Georgia, Hawaii, Louisiana. Maine, Maryland, Massachusetts, Minnesota, Mississippi, Michigan, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, Wyoming
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