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Employee Benefits for Large & Small Group Insurance Plans

group health insurance, life insuranceTo get an immediate online quote for our core or voluntary employee benefits, select one of the following links.

small group health insurance (up to 50 lives)

request a large group health insurance quote

Note: We also offer new Basic Health Insurance, an affordable alternative to comprehensive major medical with no health questions. Any size group.

group dental insurance alternative

discount medical & dental programs

request an group international health insurance or travel insurance quote
In today's market, employers typically pay only part of the group health insurance premium versus in the past when 100% employer-paid benefits were more common. To offset this cost to employees, Section 125 was passed by Congress.

Section 125 allows an employee to pay their costs for certain benefits on a pre-tax basis. The employee's net cost for group insurance and other benefits can be reduced significantly.

Employers also profit. For every dollar of pre-tax premium the employee pays, the employer saves the cost of FICA and Workers Compensation on that same dollar. These savings can be used to increase the employer's bottom line and/or to add additional employee benefits at little or no net cost to the employer.

Reduced fee medical & dental programs can be quite valuable to employers who cannot afford to offer health insurance. At $6.95 to $69.95 per month, these programs allow employees to save up to 50% on doctors, hospitals, prescriptions, dental, vision care and chiropractors. Plans are also available to temporary and part-time employees.

For employers who have health insurance but cannot afford to enrich their benefit plans with dental insurance, the dental or dental plus programs are great voluntary products to offer.

If you just wish to add dental to your group, the CAREington Discount Dental Insurance Alternative is a very affordable option. The cost is only $5.95 for individuals and $12.95 for families.

 

 

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Your request will be processed and/or referred to a licensed agent in your state.

Licensed to sell employee benefits in:

Ohio License #104233, California License #0C94325, Florida License #D072714
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employee benefits.
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