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The following lists are provided as brief references of eligible and non-eligible expenses for MSA reimbursement.
For actual advice about MSA eligible expenses, please consult your accountant and/or refer to IRS Publication 502, "Medical and Dental Expenses".
Health insurance may not be purchased with MSA funds except for: (1) a health plan during any period of continuation coverage required under any federal law (2) a qualified long-term care insurance contract (3) a health plan during a period in which the individual is receiving unemployment compensation under any federal or statelaw.
Request an MSA / HDHP Quote
| Deductible
Medical Expenses |
- abdominal supports
- abortion
- acupuncture
- air conditioner (when necessary for relief from an allergy or for
relief from difficulty in breathing)
- alcoholism treatment
- ambulance
- anesthetist
- arch supports
- artificial limb
- autoette (when used for relief of sickness / disability)
- birth control pills (by prescription)
- blood tests
- blood transfusions
- braces
- cardiographs
- chiropractor
- Christian Science Practitioner
- contact lenses
- contraceptive devices (by prescription)
- convalescent home (for medical treatment only)
- crutches
- dental treatment
- dental x-rays
- dentures
- dermatologist
- diagnostic fees
- diathermy
- drug addiction therapy
- drugs (prescription)
|
- elastic hosiery (prescription)
- eyeglasses
- fees paid to health institute prescribed by a doctor
- FICA and FUTA tax paid for medical care service
- fluoridation unit
- guide dog
- gum treatment
- gynecologist
- healing services
- hearing aids and batteries
- hospital bills
- hydrotherapy
- insulin treatments
- lab tests
- lead paint removal
- legal fees
- lodging (away from home for outpatient care)
- metabolism tests
- neurologist
- nursing (including board and meals)
- obstetrician
- operating room costs
- ophthalmologist
- optician
- optometrist
- oral surgery
- organ transplant (including donor's expenses)
- orthopedic shoes
- orthopedist
|
- osteopath
- oxygen and oxygen equipment
- pediatrician
- physician
- physiotherapist
- podiatrist
- postnatal treatments
- practical nurse for medical services
- prenatal care
- prescription medicines
- psychiatrist
- psychoanalyst
- psychologist
- psychotherapy
- radium therapy
- registered nurse
- special school costs for the handicapped
- spinal fluid test
- splints
- sterilization
- surgeon
- telephone or TV equipment to assist the hard-of-hearing
- therapy equipment
- transportation expenses (relative to health care)
- ultra-violet ray treatment
- vaccines
- vasectomy
- vitamins (if prescribed)
- wheelchair
- x-rays
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| Nondeductible
Medical Expenses |
- advance payment for services to be rendered next year
- athletic club membership
- automobile insurance premium allocable to medical coverage
- boarding school fees
- bottled water
- commuting expenses of a disabled person
- cosmetic surgery and procedures
- cosmetics, hygiene products and similar items
- diaper service
|
- domestic help
- funeral, cremation or burial expenses
- health programs offered by resort hotels, health clubs, and gyms
- illegal operations and treatments
- illegally procured drugs
- maternity clothes
- nonprescription medication
- premiums for life insurance, income protection, disability, loss of
limbs, sight or similar benefits
- Scientology counseling
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- social activities
- special foods or beverages
- specially designed car for the handicapped other than an autoette or
special equipment
- stop smoking programs
- swimming pool
- travel for general health improvement
- tuition and travel expenses a problem child to a particular school
- weight loss programs
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Your request
will be processed and/or referred to a licensed agent in your state.
Stephen Jarvis is licensed to sell life insurance and health insurance in the following states:
California License #0C94325, Florida License #D072714
Alabama, Arizona, Colorado, Georgia, Iowa, Illinois, Indiana, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, North Carolina, South Carolina, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin |
