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Note: We are NOT United Home Life Insurance Company. We are an independent insurance agency that offers UHL life policies and service only our clients.
Following is an overview of the guaranteed issue life insurance and the simplied issue life insurance policies offered by United Home Life Insurance Company, rated B++ ( Very Good ) by A. M. Best Company.
After you have reviewed the policy differences and the required questions for applying, then you may Request an Application.
| EXPRESS ISSUE WHOLE LIFE (GRADED BENEFIT)
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- Guaranteed Issue with the only reason for decline if proposed insured is terminally ill, confined to a facility or diagnosed as having AIDS, HIV or any other immunological disorder.
- Ages 25 to 80 up to $50,000 (CA: 45-80).
- Guaranteed cash values.
- Graded death benefit in first 2 years:
- 1st year: return of premium plus 12%
- 2nd year: return of premium plus 24%
- ADB included in first 2 years (full death benefit for accidental death)
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| EXPRESS iSSUE WHOLE LIFE DELUXE
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- Simplified Issue - 6 health questions.
- Ages 20-80, maximum face $50,000.
- Guaranteed cash values.
- Immediate death benefit.
- Accidental Death rider available.
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| EXPRESS ISSUE WHOLE LIFE PREMIER
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- Simplified Issue - expanded medical questions.
- Ages 20 to 60 up to $100,000.
- Ages 61 to 80 up to $50,000.
- Guaranteed cash values.
- Immediate death benefit.
- Accidental Death rider available.
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| Note: Policies mentioned above are not available in all states. Please check with us for availability in your state. |
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Licensed to sell guaranteed issuelife insurance in:
Ohio License #104233, California License #0C94325, Florida License #D072714,
Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin |
