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Affordable temporary health insurance plans are quality, affordable temporary insurance designed specifically for healthy people who are temporarily without health insurance. Temporary health insurance coverage can become effective as early as tomorrow, be purchased for periods as short as 30 days or up to 360 days times 3, and paid for in one single payment or easy monthly installments.
When you click on the various temporary health insurance links below, a new window will open for each plan so that you can compare benefits and costs.
| For Simple STM temporary health insurance quotes in the following states,
Click Here
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Coverage 30 to 180 Days (Up to 360 days in some states) - $1,000,000 coverage
Alabama Alaska Arizona Arkansas California Connecticut Delaware District of Columbia Florida Georgia Hawaii Illinois Indiana Iowa Kentucky Louisiana Maine Michigan Mississippi Missouri Nebraska Nevada New Mexico Ohio Oklahoma Pennsylvania Rhode Island South Carolina Tennessee Texas Virginia West Virginia Wisconsin Wyoming
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| For Secure STM temporary health insurance quotes in the following states,
Click Here
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Coverage 30 to 180 Days (Up to 360 days in some states) - $2,000,000 coverage
Alabama Alaska Arizona Arkansas Colorado Delaware District of Columbia Florida Georgia Hawaii Illinois Idaho Iowa Kansas Kentucky Louisiana Maine Maryland Michigan Mississippi Missouri Montana Nebraska New Mexico Nevada North Carolina North Dakota Ohio Oklahoma Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Wisconsin West Virginia Wyoming
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| For Competitor Secure 12X3 temporary health insurance in the following states,
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Coverage 30 days to 36 Months (3 consecutive 12 month periods) - $750,000 coverage
Alabama Arizona Arkansas Delaware District of Columbia Florida Georgia Hawaii Illinois Iowa Missouri Nebraska New Mexico Ohio Oklahoma Oregon Pennsylvania South Carolina Tennessee Virginia Wisconsin Wyoming
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Plans are not available in Massachusetts, New Jersey, New York or Vermont.
More About Temporary Health Insurance
Ideal protection for persons:
- Between jobs, laid off, on strike
- Attending school or recently graduated
- Employed part-time or temporarily
- Waiting for permanent health insurance to begin
- Temporarily without health insurance for most any reason
The temporary health insurance plans we offer are not an HMO or PPO plan. In the event of a sickness or injury, an insured person may receive treatment from any licensed healthcare provider or facility anywhere in the U.S.
Important Temporary Health insurance Information
Temporary health insurance should NOT be used as a substitute for standard, long-term health insurance.
- Temporary health insurance plans are intended as interim or "gap" coverage, i.e., for people who know, with certainty, that they will have standard, long-term coverage (or coverage through an employer) at a future date.
- Temporary plans are designed to provide protection from unforeseen illness or injury; they are not meant to cover routine exams, preventive care, dental or eye care, or immunizations.
- Temporary plans are exempt from HIPAA legislation. This means that when issuing a short term health insurance policy, insurance carriers do not have to: guarantee renewal, guarantee issue, or waive the pre-existing condition limitation for federally eligible individuals.
- Most importantly, temporary health insurance plans provide coverage for a limited time frame only. Once this time frame ends, you may or may not be able to buy additional health insurance, depending on your health at that point in time.
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