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You have many options for New Jersey life insurance. As independent insurance agents for New Jersey life insurance, we can find the best plan and lowest rates to fit your needs and your budget.
Depending upon your goals, you may need term coverage, permanent coverage or a combination of both. Your health history and driving record can also affect the type of insurance and the particular company that will be best for you. Please review the various New Jersey life insurance plans available and let us know what you want.
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No Exam Life InsuranceTerm life insurance with no medical exam in amounts up to $250,000 for 10, 15, 20 or 30 years offered by Assurity Life Insurance. Applications by fax or mail. Good as mortgage life insurance. Offers Return of Premium & Disability Income Riders. Request a quote now.
Instant Term Life Insurance$175,000 - $1,000,000 of Ten (10) and twenty (20) year term * Electronically-enabled paperless product. Get immediate issue of 3-months of term life coverage online. Full-term 10- or 20-year coverage following underwriting validation. Guaranteed level premium. * Get Instant Term Insurance Quotes.
Fully-Underwritten Term Life InsuranceIf you are in excellent health including height/weight ratio, then you might qualify for a lower premium than offered above. Request a quote, for term insurance that requires a complete quesionnaire and a medical exam. Also if you need more than $1 million of coverage.
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Universal Life InsuranceUniversal life insurance credits a current interest rate to the cash value while also providing a minimum guaranteed rate. Universal life insurance offers great flexibility in the amount you wish to pay each month and the amount of protection you desire, both of which may be changed by the policyholder during the years within certain guidelines while in force. A guaranteed dealth benefit is now available. Request universal life insurance quotes
Whole Life InsuranceWhole life insurance provides a guaranteed cash value and non-guaranteed dividends. Premiums and benefit amount are fixed. Whole life is a moderately conservative approach to life insurance. Very few companies offer whole life insurance nowadays. Request whole life insurance quotes
Guaranteed Issue Life InsurancePersons who are uninsurable, but need or want life insurance, are able to purchase up to $50,000 of guaranteed life insurance with no medical exams and no health questions. Premiums are higher than standard rates, but protection is available and policies build cash value. Request a guaranteed issue life insurance quote
Final Expense Insurance - Burial InsuranceFace amount of $2,000 up to $50,000 (depending upon age) with no medical exam. Final expense insurance is permanent whole life protection used to pay final expenses upon death. Policies build cash value. Request a final expense insurance quote.
Joint Survivorship Life InsuranceJoint life insurance and joint survivorship life policies are used for estate planning. These policies can be utilized quite creatively in estate planning. Request a quote
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New Jersey Specialty Life Insurance
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