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Researching the internet for low cost term life insurance quotes is the quickest method of finding and purchasing life insurance. If you only want or need coverage for a set number of years, then term life insurance quotes would be the way to go.
It pays a benefit only if you die during the period of time you have chosen. If you live beyond that period, the policy expires without value. It is sometimes called temporary life insurance. Policies generally last for 5, 10, 15, 20 or 30 years.
While some term life insurance quotes are for policies that can be renewed when you reach the end of the coverage period, many don't offer you that option. The premium rates increase at each renewal date. Many policies require that you present evidence of insurability at renewal to qualify for lower rates.
You can get term life insurance quotes, apply and pay for the plan that meets your needs and. In fact, with one carrier, your policy will be issued in up to a day. Print a copy of your policy online.
Guarantee Trust Term Life
Apply & Purchase Online
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Smart Life Insurance
Instant Approval Online
if qualified
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| Quote & Apply Online
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Quote & Apply Online
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$50,000 to $250,000 -
Policy can be approved instantly.
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Up to $500,000 -
Policy issued in up to a day. Print a copy of your policy online.
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Should you need term life insurance quotes for more than $500,000 of coverage, please request a quote by completing our online questionnaire.
Some policies are convertible. They guarantee the right to "convert" or switch
to one of the company's permanent life policies. Conversion rights usually guarantee that you will be accepted for the permanent life policy regardless of your health when you
convert.
Term Life Insurance Quotes Advantages
- Your term life insurance quotes initially will be lower than those for permanent plans, thus allowing you to buy higher amounts of protection at a younger age when the need for protection often is the highest.
- It's good for covering needs that will disappear in time, such as mortgages or car loans.
Term Life Insurance Quotes Disadvantages
- Coverage may terminate at the end of the term or become too expensive to continue.
- The policy generally doesn't offer cash value or paid-up insurance should you end up wanting some permanent coverage.
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Licensed for affordable term life insurance quotes in:
Ohio License #104233, California License #0C94325, Florida License #D072714
Licensed agents in:
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© 2000 - 2011. BenefitHouse.com provides free term life insurance quotes. All rights reserved. Not an insurer. BenefitHouse.com is not an insurer.
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