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United Home Life Insurance Company No Exam Term Life Insurance Sample Questions

guaranteed issue life insurance Note: We are NOT United Home Life Insurance Company. We are an independent insurance agency that offers UHL life policies and service only our clients.

Following is an overview of the guaranteed issue life insurance and the simplied issue life insurance policies offered by United Home Life Insurance Company, rated B++ ( Very Good ) by A. M. Best Company.

Applying for United Home Life no exam term life insurance is really quite simple. United Home Life Insurance Company offers you the choice of 20 year or 30 year term insurance. You also may choose between traditional term or return of premium term life insurance.

Application may be made via fax, email or regular mail. You need not see an agent. Plus, there is no exam and no blood test.

Following are the questions required by United Home Life Insurance Company, one of our preferred no exam term life insurance carriers.
Request an Application Now.

If you can't qualify for United Home Life term life insurance... Review High Risk Whole Life Insurance.

UNITED HOME LIFE NO EXAM TERM LIFE INSURANCE QUESTIONS
1. In the past 5 years, have you been diagnosed or treated for Alzheimer’s Disease, internal cancer or melanoma, leukemia, heart attack, stroke, kidney disease (including dialysis), liver disease, or any lung disease or Chronic Obstructive Pulmonary Disease, insulin dependent diabetes, alcohol or drug abuse or addiction, or surgery for any heart or circulatory disease (except varicose veins), or transplant of any organ?
2. In the past 2 years, have you been diagnosed with a terminal illness (an illness that would be expected to cause death within 2 years); been confined (or currently confined) to a Hospital, Nursing Home, Mental Facility, or Hospice more than two times; or have you ever tested positive for the AIDS virus, or been diagnosed as having AIDS (Acquired Immune Deficiency Syndrome), ARC (AIDS Related Complex), or any other immune disorder?
3. In the past 10 years have you been convicted of a felony: or in the past five (5) years have you been convicted of operating a vehicle while intoxicated, or had your drivers license suspended or revoked?
4. Do you now participate in, or do you have plans to participate in any hazardous sport or aviation; or have you been declined or postponed for Life or Health Insurance in the past two years?
 
Note: Policies and specific benefits mentioned above are not available in all states. Please check with us for availability in your state. Application questions may change without notice.

 

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